Google Plans To Double AI Ethics Research Staff
CEO will boost operating budget of team tasked with evaluating code and product to avert discrimination.
CEO will boost operating budget of team tasked with evaluating code and product to avert discrimination.
Alphabet Inc.’s Google plans to double the size of its team studying artificial-intelligence ethics in the coming years, as the company looks to strengthen a group that has had its credibility challenged by research controversies and personnel defections.
Vice President of Engineering Marian Croak said at The Wall Street Journal’s Future of Everything Festival that the hires will increase the size of the responsible AI team that she leads to 200 researchers. Additionally, she said that Alphabet Chief Executive Sundar Pichai has committed to boost the operating budget of a team tasked with evaluating code and product to avert harm, discrimination and other problems with AI.
“Being responsible in the way that you develop and deploy AI technology is fundamental to the good of the business,” Ms. Croak said. “It severely damages the brand if things aren’t done in an ethical way.”
Google announced in February that Ms. Croak would lead the AI ethics group after it fired the division’s co-head, Margaret Mitchell, for allegedly sharing internal documents with people outside the company. Ms. Mitchell’s exit followed criticism of Google’s suppression of research last year by a prominent member of the team, Timnit Gebru, who says she was fired because of studies critical of the company’s approach to AI. Mr. Pichai pledged an investigation into the circumstances around Ms. Gebru’s departure and said he would seek to restore trust.
In addition to straining the existing team, those personnel changes have frayed Google’s relationship with external groups focused on AI such as Black in AI and Queer in AI, which released a joint statement Monday criticizing Google for setting a “dangerous precedent for what type of research, advocacy, and retaliation is permissible in our community.” The statement was earlier covered by Wired.
Ms. Croak called those exits a tragedy and said she agreed to fill the position because she thought she could help provide some stability in what has been a distressing time. A Princeton University graduate, she has a doctorate in social psychology and quantitative analysis and said she plans to bring her user-focused approach to engineering and concern about societal issues to the role.
“I thought, maybe, I could make a difference and carry on the work and have a larger impact,” Ms. Croak said.
Health will be one area of focus for the group, she said. The AI team recently assisted in the development of an algorithm that can detect abnormal heart rhythms by scanning fingertips on an Android phone. During its development, she said the ethics team helped determine that darker-skinned people had more variabilities and errors in testings, which had to be addressed before the product’s release.
Ms. Croak is one of very few senior Black executives at Google, where Black women account for 1.2% of the workforce. She has served as chair of Google’s Black Leadership Advisory Group and has been active in calling for Silicon Valley companies to improve their diversity.
“They’re disappointing numbers and I think that’s true for so many companies in Silicon Valley,” Ms. Croak said of the percentage of Black employees in Google’s workforce. “Fortunately, in the last year or so, we’ve made a more concerted effort in attracting Black talent, but those numbers are pretty dismal.”
She said that Google has been more proactive in providing mentorship to young Black staffers and said that it would take changing the culture across Silicon Valley to improve opportunities for people of color in tech.
“Sometimes I think it’s the mind-set where you’re very competitive and individualistic in your pursuits in the workplace and that sometimes can foster, not racism, but at least exclusion,” Ms. Croak said.
Reprinted by permission of The Wall Street Journal, Copyright 2021 Dow Jones & Company. Inc. All Rights Reserved Worldwide. Original date of publication: May 11, 2021.
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New research suggests spending 40 percent of household income on loan repayments is the new normal
Requiring more than 30 percent of household income to service a home loan has long been considered the benchmark for ‘housing stress’. Yet research shows it is becoming the new normal. The 2024 ANZ CoreLogic Housing Affordability Report reveals home loans on only 17 percent of homes are ‘serviceable’ if serviceability is limited to 30 percent of the median national household income.
Based on 40 percent of household income, just 37 percent of properties would be serviceable on a mortgage covering 80 percent of the purchase price. ANZ CoreLogic suggest 40 may be the new 30 when it comes to home loan serviceability. “Looking ahead, there is little prospect for the mortgage serviceability indicator to move back into the 30 percent range any time soon,” says the report.
“This is because the cash rate is not expected to be cut until late 2024, and home values have continued to rise, even amid relatively high interest rate settings.” ANZ CoreLogic estimate that home loan rates would have to fall to about 4.7 percent to bring serviceability under 40 percent.
CoreLogic has broken down the actual household income required to service a home loan on a 6.27 percent interest rate for an 80 percent loan based on current median house and unit values in each capital city. As expected, affordability is worst in the most expensive property market, Sydney.
Sydney
Sydney’s median house price is $1,414,229 and the median unit price is $839,344.
Based on 40 percent serviceability, households need a total income of $211,456 to afford a home loan for a house and $125,499 for a unit. The city’s actual median household income is $120,554.
Melbourne
Melbourne’s median house price is $935,049 and the median apartment price is $612,906.
Based on 40 percent serviceability, households need a total income of $139,809 to afford a home loan for a house and $91,642 for a unit. The city’s actual median household income is $110,324.
Brisbane
Brisbane’s median house price is $909,988 and the median unit price is $587,793.
Based on 40 percent serviceability, households need a total income of $136,062 to afford a home loan for a house and $87,887 for a unit. The city’s actual median household income is $107,243.
Adelaide
Adelaide’s median house price is $785,971 and the median apartment price is $504,799.
Based on 40 percent serviceability, households need a total income of $117,519 to afford a home loan for a house and $75,478 for a unit. The city’s actual median household income is $89,806.
Perth
Perth’s median house price is $735,276 and the median unit price is $495,360.
Based on 40 percent serviceability, households need a total income of $109,939 to afford a home loan for a house and $74,066 for a unit. The city’s actual median household income is $108,057.
Hobart
Hobart’s median house price is $692,951 and the median apartment price is $522,258.
Based on 40 percent serviceability, households need a total income of $103,610 to afford a home loan for a house and $78,088 for a unit. The city’s actual median household income is $89,515.
Darwin
Darwin’s median house price is $573,498 and the median unit price is $367,716.
Based on 40 percent serviceability, households need a total income of $85,750 to afford a home loan for a house and $54,981 for a unit. The city’s actual median household income is $126,193.
Canberra
Canberra’s median house price is $964,136 and the median apartment price is $585,057.
Based on 40 percent serviceability, households need a total income of $144,158 to afford a home loan for a house and $87,478 for a unit. The city’s actual median household income is $137,760.
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