PRECIOUS METALS TAKE CENTRE STAGE WITH AUSTRALIA’S FIRST GOLD DECUMULATION PLAN
ABC Bullion has launched a pioneering investment product that allows Australians to draw regular cashflow from their precious metal holdings.
2 min
ABC Bullion has launched a pioneering investment product that allows Australians to draw regular cash flow from their precious metal holdings, in a move aimed squarely at retirees and self-managed super funds.
Australasia’s leading bullion specialist, ABC Bullion, has unveiled the country’s first Gold Decumulation Plan (GDP), a product designed to give investors the ability to generate a steady monthly income from their gold and silver investments.
The initiative was launched before more than 700 clients, VIP guests and government ministers at ABC Bullion’s sold-out Precious Metal Forum, “Gold and the New World Order,” held at Sydney’s Ivy Ballroom.
The event featured keynote presentations from WestGold Resources CEO Wayne Bramwell and World Gold Council CEO David Tait, alongside a showcase of the $900,000 Lexus Melbourne Cup trophy, handcrafted by ABC Bullion’s sister company W.J. Sanders.
At the core of GDP is an auto-sales function: investors nominate the monthly dollar amount they wish to receive, and ABC Bullion buys back the required amount of precious metal to fund that payment. The funds are deposited into the client’s bank account on the first business day of each month.
Unlike term deposits, GDP has no lock-in period, offering maximum flexibility. Investors can pause or adjust payments, top up accounts, or convert holdings into physical bullion such as ABC-branded bars and coins. Portfolio tracking and transactions are available online 24/7.
Jordan Eliseo, General Manager of ABC Bullion, said the plan is particularly suited to Australians in or approaching retirement, especially the more than one million who self-manage their superannuation. “Gold has outperformed mainstream asset classes like shares and property over the past twenty-five years, averaging nearly 10% annual growth since 2000,” Eliseo said.
“The ABC Bullion Gold Decumulation Plan provides access to precious metals investments combined with the ability to generate monthly cashflow through fractional sales of precious metals to meet cashflow needs and lifestyle goals”.
Eliseo added that the appeal lies in gold’s resilience across economic cycles. “GDP is likely to be particularly appealing to Australians either already in or approaching retirement,” he noted, pointing to research showing that an investor who put $100,000 into gold in 1999 and withdrew $500 monthly would today have received $153,000 in income and still hold more than $420,000 worth of gold.
With gold prices rising and the Reserve Bank of Australia cutting rates to 3.60% in August, demand for stable, alternative investments is expected to increase. ABC Bullion says GDP uniquely caters to that demand, combining liquidity, flexibility and inflation protection in one platform.
Formula 1 may be the world’s most glamorous sport, but for Oscar Piastri, it’s also one of the most lucrative. At just 24, Australia’s highest-paid athlete is earning more than US$40 million a year.
From gorilla encounters in Uganda to a reimagined Okavango retreat, Abercrombie & Kent elevates its African journeys with two spectacular lodge transformations.
Capital Haus has snapped up Adelaide stalwart Baker Young, lifting its funds under management beyond AUD$1 billion and signalling a generational shift in the advice industry.
3 min
Capital Haus has moved to expand its national presence with the acquisition of Adelaide advisory firm Baker Young, one of Australia’s longest-standing private wealth practices.
The deal will see the combined group’s funds under management exceed AUD$1 billion, as adviser numbers and client coverage grow across the country.
Founded more than 40 years ago by Alan Young and David Baker, Baker Young today serves over 6,000 clients and manages AUD$700 million in assets.
Under the agreement, the Baker Young brand will be retained, and senior principals including Young and Baker will continue in active advisory roles.
Capital Haus will also migrate its existing clients to the refreshed ‘Baker Young, a Capital Haus company’ banner, which becomes its flagship advisory business.
A new offering for ultra-high-net-worth clients, Baker Young Private, will be introduced, providing access to wholesale opportunities, global private credit financing and capital raises.
Both firms’ clients will continue working with their current advisers, while gaining access to broader group-level capability, including global research, multi-asset solutions and cross-border services. Baker Young will also gain upgraded institutional-grade infrastructure and portfolio management systems.
The acquisition adds further momentum to Capital Haus’ expansion. Established in Sydney in 2019, the company has since launched offices in Dubai and Zurich and acquired practices in Townsville and Bateman’s Bay.
With the addition of Baker Young’s team, plus new managers from RiverX Investment Management and Active Super, the group now employs 41 advisers and support staff.
Brendan Gow, Founder and CEO of Capital Haus Group, said: “Baker Young has been a cornerstone of South Australia’s advice community for four decades, built on deep relationships and trust. We feel privileged to be the next custodian of that legacy.
“By moving our existing client base across to the Baker Young brand, as well as launching the new Baker Young Private service, this deal represents more than just a passing-the-torch moment. We’re combining heritage and innovation to set a new standard for financial advice at a time when the industry needs it most.”
The acquisition lands at a pivotal moment for the sector. Adviser numbers have halved since 2018, falling from around 28,900 to fewer than 15,300 as at September 2025, even as demand surges.
More than 10.2 million Australian adults were seeking financial advice in 2024, driven in part by intergenerational wealth transfer and growing expectations from Millennials and Gen Z for both trusted relationships and digitally enabled service.
Alan Young, Co-Founder and Joint MD of Baker Young, said: “For 40 years, our focus has been simple: put clients first and build relationships that span generations. Capital Haus shares that philosophy.
“We are planning for the long term – for our clients, our team and our brand. Becoming part of the Capital Haus Group means our legacy will endure, while also providing stability for clients, as well as access to exciting new opportunities. It is the right succession step for our practice and a positive evolution for our clients.”
David Baker, Co-Founder and Joint MD, added: “We’ve spent four decades building Baker Young on a foundation of trust, personalised service, and consistent performance. We’re energised by the shared vision Capital Haus is pursuing and we’re proud to be part of it.”
Gow said: “We believe the future of advice belongs to firms that can combine old-fashioned relationship banking with modern, global wealth capabilities. By bringing Baker Young into the Capital Haus family, we’re preserving one of Australia’s great advisory brands while building a platform that can serve the next generation of investors.”
Once a sleepy surf town, Noosa has become Australia’s prestige property hotspot, where multi-million dollar knockdowns, architectural showpieces and record-setting sales are the new normal.
Australia’s housing market defies forecasts as prices surge past pandemic-era benchmarks.
