PRECIOUS METALS TAKE CENTRE STAGE WITH AUSTRALIA’S FIRST GOLD DECUMULATION PLAN
ABC Bullion has launched a pioneering investment product that allows Australians to draw regular cashflow from their precious metal holdings.
2 min
ABC Bullion has launched a pioneering investment product that allows Australians to draw regular cash flow from their precious metal holdings, in a move aimed squarely at retirees and self-managed super funds.
Australasia’s leading bullion specialist, ABC Bullion, has unveiled the country’s first Gold Decumulation Plan (GDP), a product designed to give investors the ability to generate a steady monthly income from their gold and silver investments.
The initiative was launched before more than 700 clients, VIP guests and government ministers at ABC Bullion’s sold-out Precious Metal Forum, “Gold and the New World Order,” held at Sydney’s Ivy Ballroom.
The event featured keynote presentations from WestGold Resources CEO Wayne Bramwell and World Gold Council CEO David Tait, alongside a showcase of the $900,000 Lexus Melbourne Cup trophy, handcrafted by ABC Bullion’s sister company W.J. Sanders.
At the core of GDP is an auto-sales function: investors nominate the monthly dollar amount they wish to receive, and ABC Bullion buys back the required amount of precious metal to fund that payment. The funds are deposited into the client’s bank account on the first business day of each month.
Unlike term deposits, GDP has no lock-in period, offering maximum flexibility. Investors can pause or adjust payments, top up accounts, or convert holdings into physical bullion such as ABC-branded bars and coins. Portfolio tracking and transactions are available online 24/7.
Jordan Eliseo, General Manager of ABC Bullion, said the plan is particularly suited to Australians in or approaching retirement, especially the more than one million who self-manage their superannuation. “Gold has outperformed mainstream asset classes like shares and property over the past twenty-five years, averaging nearly 10% annual growth since 2000,” Eliseo said.
“The ABC Bullion Gold Decumulation Plan provides access to precious metals investments combined with the ability to generate monthly cashflow through fractional sales of precious metals to meet cashflow needs and lifestyle goals”.
Eliseo added that the appeal lies in gold’s resilience across economic cycles. “GDP is likely to be particularly appealing to Australians either already in or approaching retirement,” he noted, pointing to research showing that an investor who put $100,000 into gold in 1999 and withdrew $500 monthly would today have received $153,000 in income and still hold more than $420,000 worth of gold.
With gold prices rising and the Reserve Bank of Australia cutting rates to 3.60% in August, demand for stable, alternative investments is expected to increase. ABC Bullion says GDP uniquely caters to that demand, combining liquidity, flexibility and inflation protection in one platform.
A record-breaking $11 million sale at The Centennial Collection has set a new benchmark for luxury apartment living in Bondi Junction.
As interest rates, inflation and market sentiment fluctuate, investors are being urged to focus on data, not panic.
The federal budget has rattled property investors. But the biggest mistake isn’t the tax changes, it’s the conclusion many are drawing from them.
2 min
The recent budget has forced a reckoning for property investors.
Negative gearing now restricted to new residential builds, the CGT discount gone and on paper, the numbers look different.
And many investors are responding by pivoting toward yield, prioritising cash flow over capital growth in a way that property strategists say misses the point entirely.
“The debate has shifted to yield versus growth as if they are opposing forces,” says Abdullah Nouh, founder of Melbourne-based buyers’ agency Mecca Property Group. “But that framing is itself the mistake.”
Nouh, who works with high-net-worth families and investors on long-term acquisition strategy, argues that capital growth remains the primary driver of genuine wealth creation and that the post-budget environment has made quality assets more important, not less.
The numbers make his case plainly. An additional $500 per week in rental income is welcome. A prestige asset appreciating by $1 million over a market cycle is transformative.
These are not equivalent outcomes, and portfolios built around yield at the expense of location and land value tend to generate income while wealth stands largely still.
The more nuanced shift Nouh is seeing among sophisticated investors is a move toward assets where both outcomes can be engineered simultaneously – established homes on substantial land in quality locations, where the existing dwelling can be repositioned, rental returns improved, and the underlying land value compounds independent of what sits on it.
For investors with existing equity, commercial property is also entering the conversation in a more serious way.
Prestige industrial assets, medical centres and long-leased essential retail offer income profiles that residential property in most capital city markets cannot currently match: longer lease terms, tenants covering outgoings, and greater predictability than the residential tenancy cycle.
“The investors who build lasting wealth are rarely the ones who chased yield or growth exclusively,” says Nouh.
“They are the ones who built a strategy they could sustain – one that generated enough income to hold quality assets through multiple cycles while those assets compounded in value.”
The budget has changed the settings. It has not changed the fundamentals.
By improving sluggish performance or replacing a broken screen, you can make your old iPhone feel new agai
Three completed developments bring a quieter, more thoughtful style of luxury living to Mosman, Neutral Bay and Crows Nest.
