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The RBA says most Australian borrowers remain resilient, but around 2 per cent of variable-rate owner-occupiers face a cash-flow shortfall.

Technology and semiconductor shares fell sharply as investors questioned the debt financing the AI infrastructure boom and confronted higher rates and Chinese competition.

A record 11.5 million Australians now invest beyond super and property, new ASX data shows — driven by ETFs, younger and female investors, and a growing reliance on AI for financial information