The Secret to Living to 100? It’s Not Good Habits
Good genes matter more the older you get
Good genes matter more the older you get
If you want to live to your 100th birthday, healthy habits can only get you so far.
Research is making clearer the role that genes play in living to very old age. Habits like getting enough sleep, exercising and eating a healthy diet can help you stave off disease and live longer, yet when it comes to living beyond 90, genetics start to play a trump card, say researchers who study aging.
“Some people have this idea: ‘If I do everything right, diet and exercise, I can live to be 150.’ And that’s really not correct,” says Robert Young, who directs a team of researchers at the nonprofit scientific organisation Gerontology Research Group.
About 25% of your ability to live to 90 is determined by genetics, says Dr. Thomas Perls, a professor of medicine at Boston University who leads the New England Centenarian Study, which has followed centenarians and their family members since 1995. By age 100, it’s roughly 50% genetic, he estimates, and by around 106, it’s 75%.
Knowing what enables some people to live very long lives has consequences for the rest of us. Ongoing research into very old agemay help provide insight that could eventually be used to develop drugs or identify lifestyle changes to help people live healthier for longer, says Dr. James Kirkland, president of the American Federation for Aging Research.
Centenarians make up a growing share of the U.S. population. There are about 109,000 centenarians living in the country in 2023, according to Census Bureau projections, up from about 65,000 10 years ago, thanks in part to decades of advances in medicine and public health.
Despite a decline in life expectancy, which dropped to 76.4 in 2021, Perls estimates that roughly 20% of the population has the genetic makeup that could get them to 100 if they also make consistent healthy choices.
Not only do centenarians live longer, but data suggest they manage to avoid or delay age-related diseases like cancer, dementia and cardiovascular disease longer than the general population. Among the New England Centenarian Study participants, 15% are “escapers,” or people with no demonstrable disease at the age of 100; some 43% are “delayers,” those who didn’t develop age-related disease until age 80 or after.
Chuck Ullman, who is 97 and lives in a retirement community in Thousand Oaks, Calif., says he is free of health problems—aside from a sore right shoulder from a recent electric biking accident—and has no desire to live to a particular age. He hopes to live as long as he feels good and can do the things he loves, such as woodworking, attending political discussion groups and getting dinner with some of his many friends.
“There are 350 residents here, and I have 350 friends,” Ullman says of his community. He also spends time with Betty, his wife of 77 years. “My objective is to enjoy each and every day that comes along.”
Researchers have identified some genes and combinations of them that are associated with longevity, such as the presence of a variant of what’s known as the apolipoprotein E gene called e2, a trait thought to help protect against Alzheimer’s. They emphasize each trait is a small piece in a large, complicated puzzle, which can factor in socioeconomic status, race and ethnicity, and climate.
Living past 100 requires a combination of many genetic variants, each with a relatively modest effect, says Perls of the New England Centenarian Study.
Gene variants that offer protective qualities, such as repairing DNA damage, are especially beneficial, he says.
People who are curious about how long they might live should start by looking at their family histories. Your relatives’ lifespans are one of the strongest predictors of longevity, says Perls. Ullman, the 97-year-old, says his mother lived to 90.
If multiple members of your family have lived into very advanced age, “you’ve potentially won a much greater chance of having purchased the right lottery ticket,” says Perls.
Neurologist Dr. Claudia Kawas has been tracking the habits of the “oldest old,” those older than 90, in Southern California since 2003, as part of a study at the University of California, Irvine. She and a team of researchers have found links between longevity and even short amounts of exercise, social activities such as going to church, and modest caffeine and alcohol intake.
“Super-agers,” or people over the age of 80 whose cognitive abilities are on par with those 20 to 30 years younger, reported having more warm, trusting, high-quality relationships with other people than cognitively normal participants, investigators at Northwestern University found.
“Keeping in good relationships could be one key to health span,” says Amanda Cook Maher, a neuropsychologist at the University of Michigan and lead author of the study.
Your outlook also matters. Harvard researchers identified a link between optimism and longer lifespans in women across racial and ethnic groups. Among the study participants, the 25% who were the most optimistic had a greater likelihood of living beyond 90 years than the least-optimistic 25%, according to the 2022 study published in the Journal of the American Geriatrics Society.
Jeanne Case, 100, says she has taken a glass-half-full approach to life.
She plans to outlive her colon and skin cancers and keep enjoying swing music and Mexican food as long as she feels physically and mentally well.
A day in her life can include walking a mile, conversing with her writing group or noshing on fish tacos with friends. The Irvine, Calif., resident has always exercised but also enjoys indulgences like cheesecake and lemon bars.
“I try not to let stress bother me,” she says.
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With interest booming, wellness experts and pool builders have seen more homeowners hoping to take cold therapy immersion into their own backyards.
Cold plunges have gone from fringe curiosity to full-blown cultural phenomenon, the wellness world’s equivalent of a headline-grabbing breakout star.
Adherents slip into icy water on a daily basis, chasing an electric jolt of clarity that feels like a flip has been switched inside your brain.
Dedicated cold plunge practices are everywhere from upscale fitness studios and pro sports locker rooms to renowned wellness destinations such as Mountain Trek Health Reset Retreat in British Columbia.
Considering the ever-expanding assortment of companies flooding the market with cold plunge tubs and other custom devices dedicated to achieving icy bliss—with costs potentially reaching into the tens of thousands—some homeowners are tempted to use their swimming pools as an alternative.
“We’re absolutely seeing more homeowners use their pools as year-round cold plunges, especially in colder climates,” said Nick McNaught, CEO and co-founder of Toronto-based Stay Unbounded, which offers cold exposure workshops, retreats and certifications.
“The motivation is often simplicity and cost. If the water is already cold, people see value in keeping the pool open longer or winterizing it differently to support cold exposure.”
Suzanne Vaughan, president of Massachusetts-based pool builder SwimEx, points out the inherent convenience that comes with taking a frosty dip out back.
“From what homeowners tell us, the appeal of a cold plunge at home is less about chasing extremes and more about having a simple ritual that’s always available,” she said.
“It’s quick, accessible and easy to build into a daily routine.”
Among new clients Vaughan works with, year-round cold plunge use is usually planned from the start rather than as an afterthought.
“More are choosing indoor pools or small attached structures because that makes temperature control, equipment protection and day-to-day use much easier in colder climates,” she said.

If someone is thinking about using an existing home pool as a cold plunge, the main questions are likely to involve practicality and protection.
“Larger volumes of water take more energy and time to keep at colder temperatures, and you need a plan to protect plumbing, finishes and equipment from freeze–thaw cycles,” she added.
“Whatever the design, you want a system that’s built for the temperature range you have in mind, and a pool professional who can help you winterize safely.”
One such professional is Hunter Gary, a certified master pool builder and owner of H2 Outdoor Living in Tennessee.
“Most everyone has a ‘number’ in degrees when it comes to cold plunging. When a client asks our company to design a cold plunge for them, I ask ‘what’s your number?’” Gary said.
“A smaller body of water or cold plunge vessel may be much easier for maintaining a balanced temperature…but if using a pool gets you excited about a more serious approach to inviting this wellness experience in your life, then go for it.”
Amy McDonald, owner and CEO of Under a Tree, a wellness consultancy, said transforming a pool into a plunge might not be worth time and investment
“It is almost impossible to retrofit a standard swimming pool into a cold plunge,” she said.
“The energy and money to do it properly is greater compared to just creating a complimentary contrast circuit.”
A proper setup needs to be exceptionally cold, she noted, so depending on where the pool is located it might not get chilly enough to provide optimal health benefits.
“That could work in northern areas of the U.S., but it takes a lot for a pool to generate and keep that kind of cold, not even considering if the pool ices over,” she said.
McNaught echoed those concerns, citing how home pools aren’t designed specifically for cold plunging, so temperature consistency, cleanliness, ease of access and safety become important factors.
“Dedicated cold plunge setups offer more control, smaller volumes and lower ongoing maintenance,” he said.
“For many people, a pool works as an entry point. Over time, those who commit to the practice transition to a dedicated setup because it better supports frequency, comfort and long-term use.”
Beyond geography and climate, industry experts pointed out other challenges homeowners are likely to face.
“Pools are saturated with chlorine and other chemicals that directly absorb into the bloodstream. The advantage of many cold plunges is that no chemicals are required for residential use,” said David Haddad, as the co-founder of Oregon-based BlueCube Wellness.
“Constant ozonation and filtration is enough to kill organic compounds without exposure to sanitizing chemicals.”
Most cold-plunge systems are monitored to stay between 50-60 degrees Fahrenheit—with experienced plungers often preferring lower temperatures.
While “the ultimate experience might be a glacial lake in Finland, unfortunately that’s a bit out of reach for most of us,” said Andreas Stelluti, co-founder at Texas-based Colderatti, whose vessels feature the world’s first chemical-free cold plunge technology, powered by a triple filtration system that removes 99% of impurities to provide a system with drinking-quality water.
“Having a cold plunge at home brings that experience to your backyard, making it very easy and accessible, so you have the ability to make it part of your lifestyle,” he added.
Stelluti noted that as spring arrives and clients’ home pools start to warm up again, they begin to miss the cool water.
“Many say ‘I really need this to be part of my lifestyle year-round’ and that desire for consistent, accessible cold immersion is what motivates them to invest in a dedicated cold plunge setup,” he explained.
“Unfortunately, you can’t use your pool as a year-round cold plunge during the summer. Especially not here in Texas.”
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