How this dream home’s biggest liability became its greatest asset
The Southern Highlands site was beset with conflicting constraints. Balancing them against each other resulted in a triumphant study in peace and harmony
The Southern Highlands site was beset with conflicting constraints. Balancing them against each other resulted in a triumphant study in peace and harmony
From the Spring issue of Kanebridge Quarterly. Order your copy here.
Architect Richard Cole is accustomed to working with challenging sites but this property in the Southern Highlands of NSW was a stretch, even for him.
With experience designing for everything from exposed oceanfront locations to remote properties in regional areas, his team is familiar with a variety of constraints, including managing extreme weather conditions and meeting requirements for bushfire prevention strategies.
And at first glance, the block in the small locality of Wildes Meadow near the picturesque Fitzroy Falls in the Southern Highlands of NSW seemed quite straightforward. A greenfield site, it offered a flat piece of land with a backdrop of mature eucalypts and a tranquil setting, which was in keeping with the owners’ plans to use the home as a retirement option, as well as a destination for family and friends. The area is also home to some of the most exclusive, architect-designed residences in the state.
On closer inspection, however, the complexities of the site revealed themselves.
“It had a lot of challenges,” Cole says. “To start with, it had power transmission lines across it and any dwelling had to keep clear of them. It was also in a high biodiversity zone. It’s potential koala habitat but we had to get an ecological study and a specific impact statement on the Fitzroy Falls Spiny Crayfish.”

As the name would suggest, the Fitzroy Falls Spiny Crayfish is only found in Wildes Meadow Creek area, and maintaining the surrounding habitat is considered critical to its survival. To add further complexity, the site is in a bushfire-prone area, restricting how and where a house could be built.
“The problem with being in a bushfire zone as well as an ecological zone is with bushfire, you create an ‘asset protection zone’, which means clearing trees and flora, which is in direct opposition to the habitat you are trying to protect,” he says.
If that wasn’t difficult enough, the site is also an overland flow area, making it vulnerable to flooding whenever there was substantial rainfall. The constraints lead to some clear design decisions.
“We were looking at building quite close to the forest area but we decided on the middle of the paddock area, well away from the trees to maintain the habitat,” Cole says.
In the event of a bushfire, it’s a requirement that water is available on site, without the need for firefighters to cross the fire zone to access it. In addition to the 110,000L rainwater tank for domestic use, Cole provided a dedicated water tank for the purpose, as well as provisions for a dam.
To deal with the potential for flooding, he turned what could have been a liability into an asset. Substantial drainage channels direct water to a spillway located adjacent to the house to manage excess water — and creating a house with water views. At just 300mm deep, it is technically a water feature.
“The house is cantilevered a little over the water but the water is really built up to the house,” says Cole. “So you can control the maximum level of the dam and there’s no danger it will flood.”

The single level home has been designed as two pavilions, with the main bedroom, including ensuite, a study and living area all in one building overlooking the water, and further accommodation for guests in the second building, connected by an outdoor walkway.
Cole says the concept for separating the two pavilions was to provide the owners with the option of closing down the second building when they were the only ones on site without losing any of the amenity they enjoyed.
While the house takes in views of rolling hills to the south west, Cole designed the house around a north east-facing courtyard to permit as much natural light as possible to penetrate living spaces.

An angled roofline to the northern side of the house also allows for highlight windows, openable above the kitchen, further enhancing access to natural light and air flow.
Given it is positioned away from the surrounding tree canopy that would shade the house, it made sense for the roof to be covered in photovoltaic cells to provide solar-powered electricity. The house has further embraced passive solar design principles with a concrete slab for thermal mass, double glazing for the windows and cooling breezes captured as they move across the water in summer. Any additional heating and cooling requirements are managed by reverse cycle air conditioning.
Indoors, spaces celebrate the materials Cole is known for, with a Spotted Gum-lined ceiling and timber veneers in the kitchen, offset against blonde bricks from Bowral Bricks, a concrete slab floor and Endicott crazy paving from Eco Outdoor. The choice of natural finishes allows the building to feel at home in its environment without compromising on comfort — or style.
The house was constructed during COVID with the work undertaken by the owner’s brother based on detailed documentation provided by Cole’s team.
The outcome is a generous residence for extended family on a site that is both safe and inviting. Best of all, it’s a haven of respite — for humans and wildlife alike.
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As interest rates, inflation and market sentiment fluctuate, investors are being urged to focus on data, not panic.
Australia’s housing affordability crisis is being fuelled by chronic undersupply, planning delays and rising development costs, as politicians continue to focus on the wrong solutions.
Australia’s housing crisis will not be solved by first-home buyer incentives or tax changes alone, with leading property figures warning governments must tackle supply constraints if affordability is to improve.
Speaking at the Kanebridge Quarterly Property Leadership Summit in Sydney last week, expert project marketing specialist Sam Elbanna, property investor and fund manager Paul Miron and property consultant Karla McNeice said that a lack of housing supply remained the central issue facing the market.
Elbanna, Director of CPM Realty with more than 30 years’ experience in project sales, argued that successive governments had focused too heavily on stimulating demand rather than addressing the barriers preventing new housing from being delivered.
“The misconception is that politicians think the way to solve the housing crisis is to drive demand,” he said.
“The reality is that’s not the way. This is a supply-side problem, and it needs to be solved on the supply side.”
Drawing on his experience in project sales, Elbanna said policies designed to help first-home buyers often had unintended consequences, pointing to previous grants that ultimately flowed through to higher property prices.
Instead, he said developers were facing increasing red tape, approval delays and rising costs, which were discouraging new housing supply.
“In the absence of stock, demand exceeds supply,” he said.
Miron, a Co-Founder and Fund Manager of Msquared Capital, said the housing debate had become overly focused on tax policy while overlooking broader structural issues.
He argued that affordability challenges stemmed from a combination of factors, including planning constraints, supply shortages, migration levels and interest rates.
“No-one can be 100 per cent certain on the real reason for property prices is going up,” he said.
“The reason why property prices are higher is a combination of interest rates, lack of supply, migration, vacancy rates and maybe taxes play a role.”
Miron was critical of recent federal housing policy changes, warning they could reduce the number of new homes being built and further constrain supply that was even highlighted in the budget.
He also highlighted the importance of the property sector to the broader economy, noting that residential real estate and related industries employed more than one million Australians.
McNeice, who advises developers on sales strategy and market intelligence, said understanding buyers had become increasingly important as affordability pressures intensified.
While affordability remained a major consideration, she said today’s buyers were focused on value rather than simply price.
“People are looking for value for money,” she said.
She said buyers were increasingly evaluating factors such as transport connections, walkability, nearby amenities and flexible living spaces that could accommodate changing family needs.
“What infrastructure is going on? Can I walk to the shops? Can I meet people at the local cafe?” she said.
The panel also discussed the mounting pressures facing developers, with Elbanna arguing that many projects become financially unviable from the moment a site is purchased.
“The viability of a development happens at the moment the site is bought,” he said.
He said rising construction costs, higher interest rates and overly optimistic feasibility assumptions had left some developers exposed as market conditions changed.
While acknowledging the growing number of smaller and first-time developers entering the market, Elbanna said property development required expertise across finance, construction, marketing and legal disciplines.
“It is actually a business that requires a level of expertise,” he said.
Looking ahead, the panel agreed opportunities remained in the market despite current challenges.
Miron said property should continue to be viewed as a long-term investment and cautioned against trying to time short-term market movements.
McNeice said success would increasingly depend on identifying projects that genuinely met changing buyer expectations.
Elbanna said affordable housing remained achievable, but developers needed to deliver more than just homes.
“We can provide affordable housing in this country,” he said.
“But we’ve got to wrap that affordable housing with the things that people want.”
As Australia’s housing affordability debate intensifies, the panellists agreed on one point: without a meaningful increase in housing supply, demand-side measures alone are unlikely to solve the nation’s property challenges.
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