This Couple’s Milwaukee Home Lets Them Live Separately. They Couldn’t Be Happier.
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This Couple’s Milwaukee Home Lets Them Live Separately. They Couldn’t Be Happier.

Jason Kuwayama and Leah Busse share a bedroom but enjoy their own space inside the modern property on the city’s Lower East Side

By NANCY KEATES
Sat, Dec 23, 2023 7:00amGrey Clock 5 min

Jason Kuwayama hardly ever goes to the front section of the new house he built in downtown Milwaukee’s Lower East Side. That is where his girlfriend, Leah Busse, plays “Call of Duty” in her designated game room—a space filled with her collectibles and art.

Instead, Kuwayama, an attorney, enters through the back of the house and spends most of his time in the main living area, an open, light-filled space with no clutter.

The two sections of the house are separated by a long hallway and an outdoor courtyard.

It is a similar scenario upstairs, in the primary suite: The two share a bedroom, but Kuwayama’s pristine bathroom is down a long hallway, and separated by the laundry room, from Busse’s, which is usually filled with clothes.

This arrangement suits them both well.

“My style is reductionist. I am a bit fastidious,” says Kuwayama, 43, who spent around $1.9 million building the house over 3½ years, finishing in 2021.

“I am a mess monster,” says Busse, 38, who works for a home-building company. “Jason wanted me to have my own space that he didn’t have to see.”

The separation between the front of the house and the back was part of a larger scheme for the house, designed by Brian Johnsen and Sebastian Schmaling of Milwaukee-based Johnsen Schmaling Architects to help create privacy in a demographically dense location.

Kuwayama bought the long, narrow—24-foot-wide—infill lot for $35,000 from Milwaukee’s Department of City Development. It sits tightly between two other houses and the setback is right up to the edge of the sidewalk, a requirement of the city aimed at preserving the neighbourhood’s character. Most of the other homes on the street are traditional, two-level structures with pitched roofs built as affordable housing a century ago—and most have the drapes drawn on their front windows to block prying eyes.

Jason Kuwayama and Leah Busse outside their home.

To allow the same privacy as those drapes but still let in light, Johnsen Schmaling came up with an exterior facade that acts as an abstract curtain, with slanted fins made from a hybrid of wood and aluminium. The tightly spaced vertical louvers are installed at gradually rotating angles with various degrees of openness, in part to imitate the movement of curtains and to respond to whether there’s glass or solid wall behind it.

“It creates a sense of mystery,” says Brian Johnsen, whose firm dubbed it Curtain House. The fins also act as a sun-shading device to protect the home from overheating in the summer.

A courtyard, bracketed between the front two-story section and the back two-story section, acts both as a buffer and a source of light, since it is open to the sky. Light comes into the house through the floor-to-ceiling glass windows that line the hallway along one side and the rooms (the kitchen one side, Busse’s game room on the other) on each end.

The main living area is open from the courtyard to the big windows and balcony that look over the river in back, also allowing in flood of light. The kitchen has a white island with an induction range and cabinets without hardware that open with a push, adding to the streamlined effect. The pantry is in back of the kitchen, also behind hardware-less doors.

The staircase, which leads both downstairs to the garage entry and a mud room and a cigar room and upstairs to the primary bedroom, has transparent glass panels supporting the tread on the ascending part, making the main floor feel wider and allowing a view of the river. The furniture is modern and sparse: a sea green Room & Board sofa, a glass Noguchi coffee table and a Barcelona chair.

Outside, the terrace is covered in fine grained rock and has a stairway with three platforms that leads down to the river. It has a pastoral feel, with trees and bushes fringing the property.

Kuwayama’s urban, modern, minimalist, open-plan, colour-free aesthetic is partly a revolt against his childhood home, a French chateau-style house in the Brookfield suburb of Milwaukee. His mother liked wallpaper and carpeting. His father leaned toward teak and Midcentury Modern art. The result was a compromise, with lots of small, separate rooms and bathrooms with their own colour (one avocado green, one brown and one pink).

Busse’s taste veers more toward traditional: an old manor with big wood banisters filled with knickknacks, she says. But she says she wasn’t interested in the design of the house because it was Kuwayama’s project from the start. Working for a home builder, she didn’t want to think about house plans when she was at home—and she wanted to move to a house with a big yard in the suburbs, she says.

Living in inner Milwaukee was also a form of rebellion for Kuwayama. He says when he was a teenager, growing up in the suburbs, it was implicit that he wasn’t to go downtown. After studying undergrad at Northwestern University, in Evanston, Ill., he attended Marquette University Law School, right in downtown Milwaukee, and stayed there after he graduated, eventually buying a condo along the north side of the river, about a half mile from his new house.

The couple met in 2014 on $2 taco night at a local restaurant called BelAir Cantina, when Kuwayama and his friend bought drinks and food for Busse and her friend. Busse promised to meet him at the same place the following week, but never showed. A few weeks later, she saw him at a Starbucks. (Locals call the city “Smallwaukee” because running into people you know is so common). Kuwayama retaliatorily ignored her, but she tracked him down and asked him out.

Busse, along with her dog and cat, moved into Kuwayama’s 1,150-square-foot condo in 2016. They liked living together but the space was too small, says Kuwayama. “You could never get away from anybody. You couldn’t separate at all,” he says. He saw the lot for sale and negotiated the price down from $140,000 to $35,000, in part because the land was so difficult to build on, he says. Kuwayama says the city was supportive of his project, allowing variances, because it wants the neighbourhood to remain single family homes.

Milwaukee has been going through a process of urban revitalisation for decades. Once a centre of manufacturing, attracting immigrants from across the world, Milwaukee’s population hit a peak of 741,324 in 1960, making it the 11th-largest city in the country and a centre of brewing beer. The city was immortalised in the TV show “Laverne & Shirley,” about roommates who worked at a brewery there.

Like many Midwestern cities, Milwaukee was hit hard by the recession in the 1970s and 1980s, while at the same time many of the more affluent residents moved to the suburbs. Over a 30 year period, from 1970 to 2000, due to the relocation of industry and competition from emerging markets overseas, manufacturing employment plummeted by more than 77,000 jobs, and accounting for nearly 95% of all job loss in Milwaukee since 2000, according to the City of Milwaukee. The latest census puts the city’s population at 577,000.

In the 1990s, the city implemented its Riverwalk initiative, a 3-mile pedestrian path that goes along the Milwaukee River, connecting downtown to the Third Ward. The city estimates property values around the path have grown by $1.5 billion since 1993 and moves are under way to expand it.

Architecturally, the city hasn’t evolved as quickly. Polish Flat and German Duplex structures—two-family homes with one unit stacked on top of the other—still dominate the street where Kuwayama built his house. Homes in the area have been increasing in value, up around 25% over the past year as of October 2023, according to Redfin. A few blocks away, a two-bedroom, one-bathroom, 1,160-square-foot, 19th century house that was remodelled sold for $254,000 in September 2023, while a two-bedroom, two-bathroom, 2,662-square-foot unit in a newly renovated condo building with a courtyard sold for $612,000 in July 2023.

Kuwayama says the reaction from people walking by his house (captured on security cameras) is mixed: Some love it, others are put off by the fins on the facade. One guy routinely takes dates through their back deck to their platforms overlooking the river. But he doesn’t mind. “I’m committed to the city of Milwaukee,” says Kuwayama. “Being accessible to the community is part of that.”



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Why First-Home Buyer Schemes Are Becoming a Stealth Investment Strategy

First-home incentives can still form part of a long-term investment plan if used strategically.

By Guest Writer Abdullah Nouh, Opinion
Mon, Nov 10, 2025 3 min

Australia’s home prices continue to grow, and while that makes them great investments, they are also some of the most unaffordable in the world.

That’s why first-home buyer schemes such as the First Home Owner Grant, the First Home Guarantee, and stamp duty concessions have become so valuable.

These programs are designed to reduce upfront costs and fast-track people into homeownership.

But the question many aspiring investors are now asking is can these schemes be used as part of an investment strategy? These government initiatives aren’t designed for investors, but they can still play a key role in your long-term investment journey if used strategically.

What the schemes actually allow

Every first-home buyer incentive in Australia is created to support owner-occupiers, not investors.

Whether it’s a cash grant, reduced deposit requirement, or a stamp duty discount, the catch is always the same in that you must live in the property for a set period of time. For example, the First Home Owner Grant often requires you to live in the property for at least six to twelve months, depending on the state.

The First Home Guarantee allows you to purchase with just a 5 per cent deposit without paying lenders’ mortgage insurance, but again, you’re required to live in the property for at least one year.

Likewise, state-based stamp duty concessions are only available for properties intended as a principal place of residence. If your intention from the outset is to buy a property solely for rental income, you won’t be eligible. However, if you’re open to living in the property initially, then transitioning it into an investment, there’s a path forward.

A strategy that works

Rentvesting has emerged as one of the most practical ways for first-time buyers to take advantage of these schemes while also laying the groundwork for a property portfolio.

The concept is simply, buying a property in an area you can afford (using the first-home buyer schemes to assist), live in it for the minimum required period, and then rent it out after fulfilling the occupancy condition.

This approach lets you legally access the benefits of first-home buyer schemes while building equity and entering the market sooner. Instead of waiting years to save a full 20 per cent deposit for an investment property, or getting priced out altogether, you get your foot in the door with reduced upfront costs.

Once you’ve satisfied the live-in requirement, the property can become an income-generating asset and even serve as collateral for your next purchase.

What to look for in a rentvestment property

If you plan to eventually convert the property into an investment, you need to think beyond your short-term living experience. It’s essential to buy a property that performs well both as a home and as a long-term asset.

That means looking at key fundamentals like location, rental demand, and growth potential. Suburbs with strong infrastructure, access to employment hubs, good transport links, and low vacancy rates should be high on your list.

A balanced price-to-rent ratio will help ensure manageable holding costs once the property transitions to an investment.

Established low-density areas often outperform high-rise apartment developments that flood the market with supply and limit capital growth. And ideally, your property should offer scope for future improvements, whether that’s a cosmetic renovation, granny flat addition, or potential to subdivide down the track.

Mistakes to avoid

There are a few common missteps that can undermine this strategy. The first is selling too soon. Some grants and stamp duty concessions include clawback provisions if you offload the property within a short period, which could see you lose the benefits or even owe money back.

It’s also a mistake to let the lure of a government handout sway your purchasing decision. A $10,000 grant doesn’t justify compromising on location, growth prospects, or property fundamentals.

Another pitfall is failing to consider the financial impact once the property becomes an investment. Repayments, tax treatment, and outgoings may change, so it’s important to stress-test your position from day one.

Lastly, beware of buying into oversupplied areas simply because they’re marketed to first-home buyers. Not all new builds are good investments. If hundreds of identical properties are being built nearby, your long-term growth could be seriously limited.

With the right approach, your first home can be the foundation for an entire property portfolio. It starts with using available government support to lower your entry cost.

From there, you occupy the property for the required time, convert it to an investment, and leverage the equity and rental income to fund your next purchase.

Many of the most successful investors today began with a single, strategically chosen property purchased using these exact schemes. By buying well, you can turn your first home into the launchpad for long-term wealth.

Abdullah Nouh is the Founder of Mecca Property Group (MPG), a buyers’ advisory firm specialising in investment opportunities in residential and commercial real estate. In recent years, his team has acquired over $300 million worth of assets for 250+ clients across Australia. 

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