The country house that was destined to be built
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The country house that was destined to be built

When the opportunity arose to purchase a property that had slipped through their fingers years ago, the owners jumped at the chance to fulfil their dreams for a farmhouse

By Robyn Willis
Mon, Nov 25, 2024 11:11amGrey Clock 4 min

There’s a sense of inevitably about this home in regional NSW, or, at least, destiny. When owners David and Pippa Beak, of Beak & Sons fame, decided to buy a property outside of Sydney, Pippa already had a place in mind. The Sydney couple were looking for a second home where they could entertain family and friends, as well as business contacts associated with their company, Mr Beak’s, who manufacture ready made meals, sausages and other meat products available through major supermarkets.

The locality of Kerrabee, equidistant between Mudgee, Muswellbrook and Rylstone, is prime farming land, ideal for raising top quality cattle. It also had a 1.2ha property Pippa was already familiar with.

“Pippa’s father attempted to buy this farm about 50 years ago and missed out,” says architect Michael Bell. “It turned out it was available, so they bought it.”

While the farmland was perfect for running Angus, a renowned carcass breed, the existing house was not the light-filled farmhouse the couple had envisaged. However, it did offer clues to the best position for a new home.

“When you’re working with a new site, you don’t always know the land well and you have to make sure to pick somewhere where it will not flood,” Bell says.

“The original site is a good place to start because the house had been there for a number of years (without incident).”

The old house would have to make way for the new, but instead of demolishing the existing three-bedroom dwelling, which was relatively new, it was relocated further up the hill to function as additional accommodation when guests come to stay.

The farmhouse kitchen is perfect for entertaining. Image: Justin Alexander

For the main site, Bell designed a welcoming four-bedroom house in a classic farmhouse style that functions like a contemporary home. Key to creating the look and feel the owners desired was the corrugated steel pitched roof with deep wraparound verandas to offer protection from the summer heat while still allowing the sun to penetrate the house in winter.

“They wanted something that appeared established,” Bell says. “They liked the look of the large rooms and the wraparound verandas, but it was also important that the kitchen faced east to get that morning sun and they wanted to be able to look across the garden.”

Internally, 3.2m high ceilings in all the rooms create a sense of space, light and old world charm, while slightly wider French doors carry the theme through without interrupting the flow.

“Even though the language is that traditional style, we started with 3.2m high ceilings, and we have those large doors to get that open feel at the same time as maintaining the look of the old style house,” he says. “It’s traditional, warm and familiar but it is also open and light like a modern house.

“There’s also plenty of light and air which some people feel they will not get in a house like this.”

While it is often just the owners at the house, they regularly cater for guests, so the open plan kitchen needed to be suitable for managing larger groups as well as the couple’s day-to-day needs.

An expansive island bench with marble top and open shelving works in well with the Shaker-style profile to provide the entertainer’s kitchen David and Pippa required.

“Pippa is a keen cook and she has access to the best food,” Bell says. “A big part of David’s business is networking and they will often have up to 14 visitors at a time.”

The generous living area has the ability to be partially closed off when desired, which is especially useful in winter when the fire is in use, but internal French doors and a central ceiling fan ensure air flow is maintained.

The living room can be closed off to maintain temperatures. Image: Justin Alexander

In keeping with the focus on entertaining, design work on the property extended outdoors, with a fenced-in pool and classic cabana along with not one, but three outdoor cooking facilities.

“David grew up in Argentina so he wanted a Brazilian barbecue, along with a pizza oven and a standard barbecue,” Bell says. “They also have grown children and grandchildren so the house is serving that extended family.”

While the property is very much a working farm, Bell says there are some departures from the traditional layout.

“We put the house away from the sheds and up the valley a bit further. It’s a ‘city people’ thing to do,” he says. “Farmers are on the land all the time and they will have the house close to the sheds so they don’t have to walk.

“The main thing was to be able to hook up to the existing electricity otherwise you would have to put up new poles and wires. The house was a fraction too big to be completely off grid but it’s all solar with diesel back up.”

Although construction was completed during COVID lockdowns, the work schedule was relatively unaffected. Scone builder Darryl Rossington from Rossington Building Contractors was tasked with completing the construction of the house.

“Because we live in Kiama, we weren’t affected by the Sydney lockdowns while this was built. We got most of it done prior to the supply chain issues,” says Bell.   

Although Bell visited the site regularly, having a builder experienced in classic farmhouse-style buildings was essential.

“If you have builders who are used to doing our kind of work, using people like Darryl makes things easier,” Bell says.

“If a builder who is used to doing contemporary work is asking me about things like gutter profiles, it slows things down.

“With Darryl, I don’t have to talk about those things, and it’s important because you can’t get up there on site at the drop of a hat.

“You need to be able to rely on them.”



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Why First-Home Buyer Schemes Are Becoming a Stealth Investment Strategy

First-home incentives can still form part of a long-term investment plan if used strategically.

By Guest Writer Abdullah Nouh, Opinion
Mon, Nov 10, 2025 3 min

Australia’s home prices continue to grow, and while that makes them great investments, they are also some of the most unaffordable in the world.

That’s why first-home buyer schemes such as the First Home Owner Grant, the First Home Guarantee, and stamp duty concessions have become so valuable.

These programs are designed to reduce upfront costs and fast-track people into homeownership.

But the question many aspiring investors are now asking is can these schemes be used as part of an investment strategy? These government initiatives aren’t designed for investors, but they can still play a key role in your long-term investment journey if used strategically.

What the schemes actually allow

Every first-home buyer incentive in Australia is created to support owner-occupiers, not investors.

Whether it’s a cash grant, reduced deposit requirement, or a stamp duty discount, the catch is always the same in that you must live in the property for a set period of time. For example, the First Home Owner Grant often requires you to live in the property for at least six to twelve months, depending on the state.

The First Home Guarantee allows you to purchase with just a 5 per cent deposit without paying lenders’ mortgage insurance, but again, you’re required to live in the property for at least one year.

Likewise, state-based stamp duty concessions are only available for properties intended as a principal place of residence. If your intention from the outset is to buy a property solely for rental income, you won’t be eligible. However, if you’re open to living in the property initially, then transitioning it into an investment, there’s a path forward.

A strategy that works

Rentvesting has emerged as one of the most practical ways for first-time buyers to take advantage of these schemes while also laying the groundwork for a property portfolio.

The concept is simply, buying a property in an area you can afford (using the first-home buyer schemes to assist), live in it for the minimum required period, and then rent it out after fulfilling the occupancy condition.

This approach lets you legally access the benefits of first-home buyer schemes while building equity and entering the market sooner. Instead of waiting years to save a full 20 per cent deposit for an investment property, or getting priced out altogether, you get your foot in the door with reduced upfront costs.

Once you’ve satisfied the live-in requirement, the property can become an income-generating asset and even serve as collateral for your next purchase.

What to look for in a rentvestment property

If you plan to eventually convert the property into an investment, you need to think beyond your short-term living experience. It’s essential to buy a property that performs well both as a home and as a long-term asset.

That means looking at key fundamentals like location, rental demand, and growth potential. Suburbs with strong infrastructure, access to employment hubs, good transport links, and low vacancy rates should be high on your list.

A balanced price-to-rent ratio will help ensure manageable holding costs once the property transitions to an investment.

Established low-density areas often outperform high-rise apartment developments that flood the market with supply and limit capital growth. And ideally, your property should offer scope for future improvements, whether that’s a cosmetic renovation, granny flat addition, or potential to subdivide down the track.

Mistakes to avoid

There are a few common missteps that can undermine this strategy. The first is selling too soon. Some grants and stamp duty concessions include clawback provisions if you offload the property within a short period, which could see you lose the benefits or even owe money back.

It’s also a mistake to let the lure of a government handout sway your purchasing decision. A $10,000 grant doesn’t justify compromising on location, growth prospects, or property fundamentals.

Another pitfall is failing to consider the financial impact once the property becomes an investment. Repayments, tax treatment, and outgoings may change, so it’s important to stress-test your position from day one.

Lastly, beware of buying into oversupplied areas simply because they’re marketed to first-home buyers. Not all new builds are good investments. If hundreds of identical properties are being built nearby, your long-term growth could be seriously limited.

With the right approach, your first home can be the foundation for an entire property portfolio. It starts with using available government support to lower your entry cost.

From there, you occupy the property for the required time, convert it to an investment, and leverage the equity and rental income to fund your next purchase.

Many of the most successful investors today began with a single, strategically chosen property purchased using these exact schemes. By buying well, you can turn your first home into the launchpad for long-term wealth.

Abdullah Nouh is the Founder of Mecca Property Group (MPG), a buyers’ advisory firm specialising in investment opportunities in residential and commercial real estate. In recent years, his team has acquired over $300 million worth of assets for 250+ clients across Australia. 

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