Would You Pay $500 for Bed Sheets? I Finally Did, and Here’s Why
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Would You Pay $500 for Bed Sheets? I Finally Did, and Here’s Why

Why are we willing to spend that much for, say, nice boots, yet consider bed linens that cost that much unconscionably indulgent? Our columnist fights her way past this double standard.

By MICHELLE SLATALLA
Wed, Apr 2, 2025 10:42amGrey Clock 3 min

The other day I threw open the windows, ready to spring clean and flip the mattress. Then I started to strip my bed only to see…sheets shredded by my husband’s toenails.

How long has this situation been developing? I spend eight hours a day physically interacting with my bedsheets, so how did I miss this?

We all have private, recurring bedroom fantasies. Mine is that every night I tuck myself into crisp, unwrinkled, lavender-smelling sheets. But the sad reality is I give my bedsheets no attention—and on the rare occasions I do buy new ones, I get another cheap, $150 set that wrinkles, doesn’t wear well and feels limp after the fourth go-round in the laundry.

But spring is a season of renewal. Maybe I can change—with help.

“I’ll spend money on things for myself—like a $500 pair of boots—so why not on the bedsheets I use every day?” I asked Charles D. Lindsey, an associate professor of marketing at the State University of New York at Buffalo.

Lindsey, whose research focuses on how consumers make choices, said it’s not unusual for shoppers to spend more money on items other people see.

“Clothing is a very public product, and you get social status from it. There’s the emotional satisfaction when someone says, “I love your sweater,’ ” he said. “But bedding is very private. You may be thinking, ‘Oh, that’s just something I sleep on.’ ”

A few centuries ago, I probably would have been more attached to my sheets—if I were lucky enough to have them. Before the 18th century, many people didn’t. They didn’t even have beds, much less separate rooms for sleeping, said historian Annie Coggan, an associate professor at Pratt Institute School of Design in Brooklyn. “They slept on the floor or with the servants.”

In the American colonies, beds and bedrooms were a symbol of wealth and status. “In probate inventories of the time, there was a hierarchy of how things were valued,” she added. “First was the bed linen—because a bedsheet took the most labor if you were weaving it yourself, or else it was imported from England or France, which made it dear. Then it was the table linen and then the rugs.”

These days, when an expensive queen-size sheet set with pillow cases costs upward of $500, bed linens would still rank high in the probate inventory of my estate. But my inner cheapskate can’t help but wonder: What makes sheets worth more than my $150 set?

“Oh, Michelle, when you have good sheets, it’s like having a love affair,” said Tricia Rose, founder of Rough Linen, a sheet maker in San Rafael, Calif., whose Orkney linen queen-size flat sheet is $217.

“In what way?” I asked.

“They absorb moisture so you feel cool and sleep better, they feel fresh on your bed for longer between washes and they will last 10 years if you care for them properly,” she said. Laundering in cold water is easier on the fabric, she says, and “whisk them from the dryer when they feel faintly damp instead of baking them to death.”

“But what about wrinkling? I can’t get the binding on the top sheet to lie flat even if I iron it,” I complained.

“On cheap sheets they sometimes don’t take care to cut the fabric with the grain,” she said.

Also, high-quality sheets are woven from extra-long strands of cotton or flax fibers, “which makes the yarn smoother, finer and softer,” said George Matouk Jr., a sheet maker in Fall River, Mass., whose company’s signature Lowell queen-size flat sheets cost $549 apiece. “They’re woven from cotton grown in the Nile valley, which has ideal conditions to grow the plants.”

My next call was to Manhattan interior designer Gideon Mendelson.

“If I were your client, and I hypothetically had a situation where my husband’s toenails shredded the sheets, how would you convince me to buy nice ones instead of cheaping out on them?” I asked.

“First, I would tell you what my mother, who was a designer, would say—that we all should spend on our shoes and our bed linens. Those are the things we experience the most in a day,” he said.

Next, he would recommend pedicure tools. “I hear about toenails, and dry heels, and both are bad for sheets,” he said. “I often put a nice pumice stone in the bathroom.”

“OK, I’m ready to make the leap—any other advice?” I asked.

He recommended choosing a solid color to complement the other textiles in the bedroom. “Sheets have to fit in with everything else, because they’re usually the last element you choose.”

“So, undyed linen,” I said.

“I lean toward a cotton percale myself,” he said.

But I prefer the texture of linen—and have long coveted Rough Linen’s heavyweight Orkney sheets (“The fabric weighs 8.3 rather than the typical 5.6 ounces per square yard of linen and will last longer,” Rose said).

I ordered a nearly $500 set of sheets. They were nice and flat post washing and damp-drying, and after I slept on them—so smooth! so luxurious!—I was a convert. I want these sheets to last forever.

So I put a toenail-care kit in the bathroom.



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Borrowers cannot control the Reserve Bank, but they can control how exposed their household budget is to its next decision. The RBA meets on 29 September with inflation concerns still elevated and major-bank economists increasingly bringing forward their rate-rise calls. Fixed mortgage rates have also been moving, reducing the value of waiting for perfect certainty. …

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A property portfolio can look comfortable until several small pressures arrive together: a rate increase, a vacancy, higher insurance and an unexpected repair. The correct time to model that combination is before it occurs.

Start by recalculating every loan at 0.25, 0.50 and one percentage point above its current rate. Include principal-and-interest repayments even where a loan is temporarily interest-only, because the eventual step-up may be larger than the next RBA move.

Then calculate true net rent. Deduct management, council and water charges, strata, insurance, maintenance, land tax where applicable and a vacancy allowance. A property advertised with an attractive gross yield can produce a very different result after these costs.

Third, review the portfolio’s liquidity. An offset account can reduce interest while keeping cash accessible, but investors should obtain tax advice before moving funds between loans. The distinction between investment and private debt affects deductibility, and poorly structured redraws can create lasting complexity.

Fourth, examine refinancing risk rather than just today’s rate. A highly leveraged investor may be unable to refinance on the same terms because the new lender tests total debt at a higher assessment rate. Credit-card limits, owner-occupied debt and shaded rental income can all reduce capacity.

Fifth, rank properties by resilience. Consider net yield, vacancy risk, near-term capital expenditure, tenant demand, debt attached and the cost of selling. This is not an instruction to sell the weakest performer automatically; transaction costs and tax consequences matter. It is a way to identify where pressure would emerge first.

Investors should also review fixed-rate and interest-only expiry dates. A portfolio with several facilities resetting in the same quarter carries concentration risk even when each loan appears manageable individually.

The goal is not to predict the RBA perfectly. It is to ensure that one policy decision does not force a rushed refinancing, sale or reduction in essential maintenance. A portfolio that can absorb higher rates and temporary income interruptions gives its owner time to make deliberate decisions.

Read more: What mortgage holders should do before the next RBA decision

Portfolio checklist

Stress test: Current rate plus 0.25, 0.50 and one percentage point.

Model: Net rent after every recurring cost and vacancy.

Check: Fixed-rate expiries, interest-only expiries and loan maturity.

Preserve: An accessible emergency buffer.

Review: Insurance, land tax, strata works and major maintenance.

Seek advice: Licensed credit, financial and tax advice before restructuring.

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