6 Myths That Stop People Investing & Why They’re Wrong
Property experts Bryce Holdaway and Ben Kingsley unpack six common investing myths that keep Australians from building wealth – and explain why it’s time to rethink them.
2 min
When it comes to property investing, most people don’t fail because they picked the wrong suburb or mistimed the market. They fail before they even begin, buying into limiting beliefs that hold them back.
Here are six myths that stop people investing, and the reality behind them, according to property experts and authors Bryce Holdaway and Ben Kingsley.
1. You Need to Be Rich to Invest
Many assume investing is only for high-income earners. In truth, wealth is built through strategy and discipline, not salary size. Even modest incomes can support investing with the right plan.
2. I Need to Learn Everything Before I Start
Education is important, but waiting for perfect knowledge often leads to inaction. Investing is a long-term game, and you’ll learn more by starting than by endlessly researching.
3. I Missed the Boat
This fear pops up every time prices rise. But property markets reward time in the market, not perfect timing. Yesterday was the best time to invest; the next best time is today.
4. Property Is Too Risky
All investing carries risk, but avoiding it altogether can cost you more. The key is research, advice and a long-term approach focused on well-chosen, quality assets.
5. You Need 10 Properties to Retire
It’s not about quantity but quality. A few well-performing properties can generate the income you need without the stress of managing a massive portfolio.
6. I’m Too Young or Too Old to Start
Age is often used as an excuse. Younger investors benefit from time and compounding, while older investors can succeed with focus and clear goals. It’s never too early or too late to begin.
The Real Barrier? Mindset.
Most people don’t get started because they focus on what could go wrong. Shifting that mindset to focus on what’s possible is often the first and most crucial step.
Bryce Holdaway and Ben Kingsley are co-authors of the new book, How to Retire on $3000 a Week and co-hosts of The Property Couch podcast.
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A legacy “partner” lease structure tied to sales, not fixed rent, is drawing investor attention as a potential hedge against inflation.
2 min
A McDonald’s restaurant in Yass has been brought to market with one of the last remaining pure turnover leases in Australia, offering investors a direct share of revenue rather than a traditional fixed rental return.
The asset, located at 1713 Yass Valley Way, is being marketed by JLL via an expressions of interest campaign closing on 30 April. It is underpinned by a legacy lease structure no longer offered by McDonald’s in Australia.
Under the arrangement, the landlord receives 6.5 cents for every dollar spent at the restaurant, creating uncapped income growth linked directly to sales performance.
The lease is structured as triple net, meaning no operational risk, capital expenditure obligations or management responsibilities for the owner.
According to JLL, the property has recorded compounded annual sales growth of 4.26 per cent since 2003, with rental income rising by 150 per cent over the same period.
JLL’s David Mahood said the structure allows investors to “participate directly in the sales growth” of the business, rather than relying on fixed annual rent reviews.
The newly commenced lease runs to 2036, with four additional 10-year options extending to 2076, providing a weighted average lease expiry of 9.92 years by income.
The asset sits on a 3,571 square metre freehold site in Yass, with significant frontage to the Hume Highway, one of Australia’s busiest freight corridors.
The location benefits from high volumes of passing traffic, including an estimated 75,000 vehicles per day.
The quick service restaurant sector has remained resilient through economic cycles, including the pandemic and recent cost-of-living pressures, with McDonald’s continuing to expand its footprint and invest in store upgrades across Australia.
JLL pointed to strong investor demand for McDonald’s-backed assets, with recent transactions typically yielding between the high 2 per cent to mid 3 per cent range.
The Yass listing is expected to attract interest due to the scarcity of turnover-based leases, which provide a natural hedge against inflation by linking income growth to consumer spending rather than predetermined increases.
McDonald’s Yass is available for sale via an Expressions of Interest campaign closing at 3:00pm (AEST) on Thursday, April 30.
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